Browsing Archive September, 2016
Credit Protection: What It Is and Why You Need It

Credit Protection: What It Is and Why You Need It

  Credit protection is a term used to cover services that helps protect your credit health. It helps you track your credit activities. It also informs you if there are ...

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Credit Expert Advice

Credit Expert Advice

  A wise man once said: “You don’t know what you’ve got until it’s gone.” When it comes to credit repair, the credit expert says that goes double. The easy advice is to ...

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The Dummy Guide for Understanding APR

The Dummy Guide for Understanding APR

  APR (Annual Percentage Rate) is a simple financial concept to grasp, however, calculating your APR is a much more difficult task. APR is the interest rate you are signed ...

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How to Get a Loan With a Poor Credit Rating

How to Get a Loan With a Poor Credit Rating

  Poor credit scores are normally the sign of poor fiscal management by an individual. Lenders and banks use your credit score to determine whether or not you are dependable ...

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Credit score facts and fallaciess

Credit score facts and fallaciess

  Fallacy: My score determines whether or not I get credit Fact: Lenders use a number of facts to make credit decisions, including your FICO?,® score. Lenders look at ...

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Credit Insurance: Is It Worth It? The Pros and Cons

Credit Insurance: Is It Worth It? The Pros and Cons

  If you’ve ever purchased anything from a car to an oven, you’ve probably been offered a choice of getting credit insurance. You might find yourself asking, what is this? Is ...

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Credit Inquiries

Credit Inquiries

When it comes to Credit Inquires one must understand that there are two different types of inquiries. One type of inquiry will negatively affect your score, although not by too ...

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How Long Do Negative Items Stick to your Credit Report?

How Long Do Negative Items Stick to your Credit Report?

  Negative information on your credit report can be reported for up to seven years, but sometimes longer if it is serious. The length of time noted in these bullet points ...

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Top 5 Credit Misconceptions

Top 5 Credit Misconceptions

  We have all heard the rumors…from neighbors, relatives or friends. There are a wide variety of myths floating around about what you should and shouldn't do to improve your ...

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